*Interest Rate Announcement* Following the RBA’s decision to reduce the official cash rate earlier this month, we have reviewed our interest rates to ensure we’re offering members our best rates possible. Learn more here.
If your stuff is lost or stolen
We'll cover the costs for luggage, cameras and more.
If you get sick or injured
We'll provide cover for ambulance, hospital and surgery while travelling overseas.
If there’s an emergency
We're here on the phone 24/7 and ready to help.
Read the Product Disclosure Statement (PDS) for the full list of product features.
If you need unexpected medical or emergency dental treatment while overseas, we’ll cover you.
If you need to cancel your trip due to unforeseen circumstances, we’ll refund your prepaid flights and accommodation.
If you have an accident in your rental car, we’ll cover the vehicle’s insurance excess (only available on some plans).
If you lose your passport, have an accident or experience severe weather, we’ll cover accommodation and travel expenses.
Your travel cover, your way: make it your own
There are four levels of cover to suit your needs and budget:
When you’re travelling around Australia, enjoy peace of mind knowing you have cover for:
Hitting the slopes? Enjoy your adventure with peace of mind by choosing optional extra cover for snow holidays including:
If you’re heading on a cruise, we have optional cruise cover available for your grand voyage. You’ll get:
Conditions apply to all cover types. Please see the PDS for full terms and conditions.
Answer a few simple questions to get a quote in just two minutes.
Read the Product Disclosure Statement (PDS)
Got questions about travel insurance? We’ve got the answers.
If you need to cancel your flights due to unforeseen circumstances, we’ll reimburse you the purchase cost. If you used frequent flyer points, we’ll pay you the value of those points. If your flights are delayed or interrupted for over 6 hours outside of your control, we’ll cover additional accommodation, meals and expenses incurred while you wait.
We cover 44 pre-existing medical conditions, as listed in the Product Disclosure Statement (PDS), at no additional cost. To find out if your condition is covered, we’ll ask you questions when you get a quote. If your condition is not on the list, you may need to complete a medical assessment.
Call us for assistance on 1300 362 216.
The maximum amount we will pay for luggage depends on the level of cover purchased. You can choose to increase this level by specifying individual items on your policy (at an additional premium cost).
Yes, provided you are less than 24 weeks pregnant, it is a single pregnancy, there are no complications and your pregnancy was not medically assisted.
If your pregnancy was medically assisted or there are complications, you will need to complete a medical assessment to determine if cover is available.
If you are more than 24 weeks pregnant, you won’t be covered for any medical treatments required due to your pregnancy. Please check with your doctor before arranging travel plans.
If you are a temporary resident of Australia with an Australian Visa, you can still get travel insurance. (We do not cover temporary residents on tourist or working holiday visas.) Please see the Product Disclosure Statement (PDS) for eligibility and further information.
We’re backed by CGU, one of Australia’s most trusted insurers, with more than 165 years of experience.
CGU is ready if you need to claim.
Call CGU on (02) 8895 0698 (international +61 2 8895 0698) and a CGU claims consultant will help you all along the way.
CGU believes in contributing to our local communities, and we’ve raised thousands of dollars for worthy causes.
Insurance is issued by Insurance Australia Limited ABN 11 000 016 722 AFSL 227681 trading as CGU Insurance. Any advice is general and does not take into account your personal circumstance. Consider the Product Disclosure Statement, available here or call 1300 362 216, to see if the product is right for you.
*Insurance is issued by Insurance Australia Limited ABN 11 000 016 722 AFSL 227681 trading as CGU Insurance. Any advice is general only and does not take into account your personal circumstance. Consider the relevant PDS available in branch or online to see if a product is right for you. Competition runs from 7 October 2019 to 30 November 2019. Competition excludes renewing policies. 8. A Qualifying Policy (which must be a New Policy) is: Comprehensive Car Insurance; Third Party Fire and Theft Car Insurance; Third Party Property Damage Car Insurance; Accidental Damage Buildings Insurance; Accidental Damage Contents Insurance; Accidental Damage Combined Buildings and Contents Insurance; Listed Events Buildings Insurance; Listed Events Contents Insurance; Listed Events Combined Buildings and Contents Insurance; Fundamentals Buildings Insurance; Fundamentals Contents Insurance; Fundamentals Combined Buildings and Contents Insurance; Landlords Residential Property Insurance; or Travel Insurance. More Conditions of Entry apply and are available HERE. Authorised under NSW Permit Number LTPS/19/38716.