The Straightforward Home Loan keeps things simple with a great low rate, no ongoing fees and flexible features you'll actually use.


2.94 % p.a. Interest rate 2.97 % p.a. Comparison rate


$1000 cashback offer

Make the MOVE to any of our low-rate home or investment loans
before 31 October 2019 and get $1000 cashback* 

How much would my repayments be?

Special Offers

Product Features:

Home Loans
Minimum Loan Amount : $150,000
Maximum Loan Amount : $3,000,000
Maximum Loan to Valuation Ratio (LVR) : 80% p.a.
Maximum Loan Term : 30 years
Interest Type : Variable
Repayment Type : Principal and interest
Interest Only Available : No
Repayment Frequency : Monthly
Redraw Facility : Yes
Establishment Fee : $450
Redraw Fee : $0
Discharge Fee : $150

Flexi Fixed Rate Home Loans

Get the security of a fixed rate home loan with the flexibility to make extra repayments

Why choose us?

Important Information:

Loans are issued by Railways Credit Union Limited trading as MOVE Bank ABN 91 087 651 090. AFSL/ Australian credit licence 234536. Rates current as at 11/05/2018 and are subject to change. All rates quoted are per annum. Suitability and assessment criteria, fees, charges, terms and conditions apply.

+ For more information about fee-free banking please visit our Fees & Charges page. See Special Services Fees section for overseas ATM withdrawal fees. MOVE Bank does not charge eligible members for ATM transactions, however, individual ATM providers may charge fees for using their service.

*Insurance is issued by Insurance Australia Limited ABN 11 000 016 722 AFSL 227681 trading as CGU Insurance. Consider the relevant PDS available in branch or online to see if a product is right for you.

*$1,000 cash back offer available for home or investment applications submitted & approved between 20/08/2019 – 31/10/2019. Settlement must take place before 31/12/2019. Exceptions up to 6 months for purchase settlements may apply. Minimum loan amount $400,000. Offer excludes broker referred loans, internal refinance or interest only loans. Must open an Express Saver or Everyday Saver to receive $1,000 deposit. Offer can be amended or withdrawn at any time. Please refer to our full terms and conditions for more information.